Download e-book for kindle: Ghana National Health Insurance Scheme: Improving Financial by Huihui Wang,Nathaniel Otoo,Lydia Dsane-Selby

By Huihui Wang,Nathaniel Otoo,Lydia Dsane-Selby

Ghana nationwide medical health insurance Scheme (NHIS) used to be validated in 2003 as an enormous automobile to accomplish the country’s dedication of common future health insurance. the govt has earmarked value-added tax to finance NHIS as well as deduction from Social safety belief (SSNIT) and top rate check. despite the fact that, the scheme has been operating below deficit considering the fact that 2009 as a result of enlargement of assurance, raise in provider use, and surge in expenditure. as a result, Ghana nationwide medical health insurance Authority (NHIA) needed to decrease funding fund, borrow loans and hold up claims repayment to services so one can fill the space.

This research aimed to supply coverage tips on tips to increase potency and monetary sustainability of NHIS in accordance with healthiness area expenditure and NHIS claims expenditure evaluation. The research all started with an total health and wellbeing quarter expenditure evaluation, zoomed into NHIS claims expenditure in Volta area as a miniature for the scheme, and by way of identifictation of things affecting point and potency of expenditure. This learn is the 1st try and adopt systematic in-depth research of NHIS claims expenditure.

Based at the research findings, it's endorsed that NHIS identify a much better expenditure regulate method in position for long term sustainability. the vast majority of NHIS claims expenditure is for outpatient consultations, district hospitals and above, sure member teams (e.g., casual workforce, contributors with greater than 5 visits in a year). those distribution styles are heavily with regards to NHIS layout beneficial properties that encourages expenditure surge. for instance, year-round open registration boosted hostile choice in the course of enrollment, primarily fee-for-service supplier mechanisms incentivized oversupply yet now not larger caliber and cost-effectiveness, and nil sufferer cost-sharing through sufferers lowered prudence in looking care and triggered overuse. furthermore, NHIA isn't really outfitted to regulate expenditure or video display influence of cost-containment regulations. The claims processing procedure is usually guide and doesn't acquire info on carrier supply and effects. No mechanisms exist to observe and proper services’ abonormal behaviors, in addition to have interaction NHIS contributors for and interesting contributors for info verification, case administration and prevention.

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Ghana National Health Insurance Scheme: Improving Financial Sustainability Based on Expenditure Review (World Bank Studies) by Huihui Wang,Nathaniel Otoo,Lydia Dsane-Selby


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